No KYC 60-second issuance 200+ countries

Crypto Visa & Mastercard funded by your wallet.

Fund a virtual or physical card directly from your wallet — BTC, ETH, USDT, USDC, SOL, XMR. Apple Pay and Google Pay ready in sixty seconds. No identity verification, ever.

Supported networks
BITCOIN ETHEREUM TRON SOLANA MONERO LITECOIN XRP USDT USDC BITCOIN ETHEREUM TRON SOLANA MONERO LITECOIN XRP USDT USDC
Why Cryptocardium

Built for crypto.
Engineered like a bank.

A card programme assembled with the precision of institutional banking, the velocity of stablecoins, and the discretion you expect when the value is yours.

Instant issuance

A new Visa or Mastercard is provisioned the moment your top-up confirms on-chain. Median time to live card: 47 seconds.

On-chain settlement

Top up from any wallet using 20+ assets. We settle to the issuer at the spot rate. No wire, no waiting, no bank in the middle.

Private by default

No identity verification, no selfies, no documents. Cards operate under our compliance umbrella, not yours.

Apple & Google Pay

Provision to your phone wallet the moment the card is live. Tap to pay at any contactless terminal — physically present, instantly.

Accepted everywhere

Spend at any merchant that accepts Visa or Mastercard. Two hundred countries, forty million terminals, every checkout online.

REST & MCP API

Issue, fund, freeze, and reconcile cards programmatically. Native MCP server for Claude, ChatGPT, and Cursor — built for AI agents.

Three Cryptocardium card tiers with iridescent edges
Card tiers

One programme,
seven BIN ranges.

Choose the BIN that matches the spend. Each range is optimised for a specific category of merchant, with limits and approval rates tuned accordingly.

Visa Business · BIN 416842 3DS Ad spend on Meta, Google, TikTok $10,000 tx · $100,000/mo
Mastercard World · BIN 557213 Premium tier, multi-currency $7,500 tx · $75,000/mo
Visa Platinum · BIN 489517 Apple Pay & Google Pay optimised $3,500 tx · $35,000/mo
Visa Corporate · BIN 472305 SaaS, hosting, recurring charges $5,000 tx · $50,000/mo
Physical edition

Tap it. Carry it.
No paperwork.

A real metal-feel Mastercard, shipped to any address worldwide. Same instant funding from your crypto wallet, same per-card spend controls, same zero-KYC issuance — just in your pocket, ready to tap at any contactless terminal on Earth.

Shipped in 5–9 days, worldwide Tracked delivery in plain unmarked packaging. No brand on the envelope, no card-issuer name on the outside.
Tap, swipe, withdraw Contactless NFC, EMV chip, magstripe fallback, plus ATM cash withdrawals at any Visa or Mastercard terminal globally.
Reissue in 60 seconds Lost the card? Freeze from the app, reissue from the API. A virtual replacement goes live in your wallet before the new physical card lands in your mailbox.
Zero KYC, ever No selfies, no government ID, no proof of address. Ship to a P.O. box, a co-working, a friend's place — the issuer never asks who you are.
A premium matte black Cryptocardium physical card held between fingertips
How it works

From wallet to checkout in three calls.

Step 01

Open a treasury

Create an account in under a minute. No documents, no selfies. Choose the BIN that fits how you plan to spend — ads, wallets, SaaS, or general retail.

~45s · zero KYC
Step 02

Fund in crypto

Send any of 20+ supported assets to your treasury address. Funds settle to your card balance the moment the transaction reaches finality on-chain.

1 confirm · spot rate
Step 03

Spend anywhere

Your virtual card is issued instantly. Add to Apple Pay or Google Pay, use it online, in-store, or for recurring subscriptions anywhere Visa or Mastercard is accepted.

Live · 200+ countries
For developers & agents

An API that thinks like a wallet.

REST endpoints for humans. MCP server for AI. Issue, fund, freeze, and reconcile virtual cards programmatically — without a single line of legacy banking code.

REST v1, 50 endpoints Idempotent, paginated, JSON Schema typed, ready for production.
MCP for Claude, GPT, Cursor Native MCP server. Agents can issue cards in 4 tool calls, fully autonomous.
Webhooks + signed events Real-time card lifecycle, settlement, and authorisation events with HMAC verification.
issue-card.sh
# Issue a new Visa Platinum, funded with USDT
curl https://api.cryptocardium.com/v1/cards \
  -H "Authorization: Bearer $CCM_KEY" \
  -H "Idempotency-Key: card_25641965a355a8a8" \
  -d '{
    "bin": "485291",
    "fund_with": {
      "asset": "USDT",
      "chain": "tron",
      "amount": 250
    },
    "wallet_provision": ["apple_pay", "google_pay"]
  }'

# ──▶ 201 Created · 47s to live card
{
  "id": "card_8f3a91b7c4d2",
  "bin": "485291",
  "last4": "4218",
  "status": "active",
  "wallet": { "apple_pay": "ready", "google_pay": "ready" }
}
How it compares

Built differently from every other crypto card.

Most crypto cards still ask for a passport. The ones that don't usually choke on stablecoins or skip Apple Pay. Cryptocardium ships all three — and the only card programme with a native MCP server for AI agents.

Feature Cryptocardium Typical no-KYC card Exchange-issued card
KYC / ID verification None, ever Email only Full KYC + selfie
Cryptos accepted at top-up 20+ chains incl. Monero USDT/USDC only Tied to exchange wallet
Apple Pay & Google Pay From issuance, both Often missing Region-dependent
Physical card without ID Yes, $20 ship worldwide KYC required KYC required
REST API & MCP for AI agents REST v1 + native MCP None None
Monthly & inactivity fees $0 / $0 Variable $1–$10/mo typical
FAQ

No-KYC crypto cards, answered.

Everything people actually ask before issuing their first card. Last updated .

Is Cryptocardium really no-KYC?

Yes. There is no identity verification, no selfie, no government ID and no proof of address at any point — for virtual cards, for the physical Mastercard, or for ATM cash withdrawals. The card programme runs under our compliance umbrella with our licensed card-issuing partner, not yours.

Which cryptocurrencies can I use to fund a card?

Over twenty chains: Bitcoin, Ether, USDT (Ethereum and Tron), USDC, Solana, Monero, Polygon, Avalanche, Tron, Arbitrum, Base, BNB Chain, Litecoin, Dogecoin and more. Top-ups settle at the spot rate the moment your transaction confirms on-chain — one confirmation, no wire, no bank in the middle.

Can I use a Cryptocardium card with Apple Pay or Google Pay?

Yes — both virtual and physical cards are provisioned to Apple Pay and Google Pay the moment they are issued. Median time to live card, ready in your phone wallet, is around sixty seconds.

How fast is a virtual card issued?

A virtual Visa or Mastercard is provisioned the second your top-up reaches finality on-chain. Median issuance time, including the on-chain confirmation, is under sixty seconds. There is no waiting list, no manual review, no callback to verify your address.

Do you ship a physical card worldwide?

Yes. The physical Mastercard is shipped to any address worldwide, tracked, in plain unmarked packaging with no brand on the envelope and no card-issuer name visible from the outside. Delivery is five to nine days. Shipping is a flat $20, once.

How much does a Cryptocardium card cost?

Virtual card issuance: $2. Physical card shipping: $20 once. Card loads carry a flat 2% rail fee. Top-ups themselves are free — you are credited the full amount you send. There are no monthly fees, no inactivity fees, no KYC fees, no per-transaction fees.

What is the minimum top-up?

The minimum top-up is $200 USD equivalent. The maximum per top-up is $50,000. Multiple top-ups per day are allowed; there is no cumulative cap on volume across cards or chains.

Is there a REST API and an MCP server for AI agents?

Yes. Cryptocardium ships a REST v1 API with fifty endpoints (idempotent, paginated, JSON-Schema typed) and a native MCP server compatible with Claude, ChatGPT, Cursor and any MCP-aware agent. An autonomous agent can sign up, fund a balance, issue a card and start spending in four tool calls — no human in the loop.

Can I use the card for Meta, Google or TikTok ads?

Yes. The Visa Business BIN range (416842) is tuned specifically for ad-platform spend, with $10,000 per-transaction and $100,000 monthly ceilings. Spin up a fresh card per platform, per client, per campaign. No more accounts paused the day before launch.

Is there a Monero (XMR) card?

Yes. Monero is a first-class top-up asset on Cryptocardium. Send XMR to your treasury address; the balance lands on your Visa or Mastercard the moment the transaction confirms. You can then spend with Apple Pay, Google Pay or the physical card. Funding stays private end-to-end.

In which countries does the card work?

The card is accepted anywhere Visa or Mastercard are: 200+ countries and roughly forty million physical terminals, plus every online checkout that takes Visa or Mastercard. ATM cash withdrawals work at any Visa- or Mastercard-branded terminal globally.

How is this different from RedotPay, Crypto.com, Wirex or Nexo?

RedotPay, Crypto.com, Wirex and Nexo all require full KYC (passport, selfie, proof of address) before issuing a card. They also tie your card balance to a centralised custodial wallet on their exchange. Cryptocardium issues directly from any on-chain wallet you control, with zero identity verification, and is the only programme shipping a native MCP server for AI agents.